Advantage Mortgage Services (Yorkshire) Limited

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0113 232 2320

BUY TO LET

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MORTGAGE ADVICE THAT’S AS UNIQUE AS YOU ARE

Whether you’re becoming a landlord for the first time or you’re looking to expand an existing portfolio you will need to take out a buy to let mortgage rather than a standard residential mortgage. A buy to let mortgage is specifically for people who are buying a property to rent out to a tenant or tenants.

How do buy to let mortgages differ from residential mortgages?

Interest rates are usually higher on buy to let mortgages compared to residential.

Whereas for residential mortgages your deposit could be as little as 5% of the property value you will have to pay generally around 25% for a buy to let mortgage.

Unlike a standard mortgage, where the amount you can borrow is linked to your income, with a buy to let mortgage, the lender will instead look at how much rent you could make from the property on which the mortgage is secured.

We can help you arrange a bespoke buy to let solution that’s tailored to you.

Call our expert team today to find out more.

MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

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WHAT TYPE OF MORTGAGE ARE YOU LOOKING FOR?

FIRST TIME BUYER

MOVING HOME

REMORTGAGE

BUY TO LET

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WHO WE WORK WITH

Below is just a small selection of the lenders we’re able to work with on your behalf

Nationwide
NatWest
LBS
Virgin Money
Halifax
HSBC
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WE’RE WITH YOU EVERY STEP OF THE WAY

With over 35 years of combined financial services experience, from mortgages to protection, our varied industry knowledge will cater for any financial circumstance you find yourself in.

Learn more
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35 +

YEARS OF combined FINANCIAL EXPERTISE

We love our job and hope that shows through when there is nothing about the industry that our experienced team do not know.
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A Reputation Built On Trust
Providing straightforward advice and support every step of the way.

If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances. You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.

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FIRST TIME?

First time buyer mortgages

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MORTGAGES

Looking for a mortgage deal?

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PROTECTION

How to protect your mortgage

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REMORTGAGE

Get great remortgage deals

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READY TO DISCUSS YOUR OPTIONS?

With hundreds of mortgage products available, you can be sure that our experienced mortgage team will find a great deal for you.
Get in touch
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Here are a couple of reviews
from of our amazing clients

Happy clients are the bedrock of any business and ours is no exception.

Just recently purchased my first home and both David and Emily were brilliant from start to finish, guiding me and my partner through the entire process, any questions we had they was there to help, always a phone call away. If anyone is looking for a mortgage adviser who they can trust and also help them understand anything I will recommend David and Emily. We are very grateful for there guidance and support through the entire process, thank you both so much.

 

 

Ellis 

 

Could not recommend David and Emily any more if I tried, I was a first time buyer on my own and they helped me with everything, any silly little question I had or worries they were there for it all. Lovely people and extremely knowledgeable!! Thank you so so much to you both!

 

 

Olivia